OCT
31

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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Torquay

Howard Financial

345A Torquay Rd, Paignton TQ3 2EP, UK – 01803 554455

Howard financial were fantastic at helping us find the right mortgage and life insurance. They worked very hard and kept us well informed at all times. FANTASTIC!

Very professional team. Best brooker I ever met.Strongly recommended.. Thank you

Ripley Wales Financial Planning

185 Queensway, Torquay TQ2 6DE, UK – 0800 093 4115

Great service from people who know what they are talking about. Steve could not have been more helpful and is not afraid to think outside the box, coming up with a tailor-made plan to suit my own particular situation.

The Pension Drawdown Company

Rockwood House, Parkhill Rd, Torquay TQ1 2DU, UK – 01803 211214

We received excellent, unbiased advice which has saved us thousands! At no time did we feel under pressure to proceed with our investment option, and now we have, we just wish we had done it sooner! Fantastic work by the team at the Pension Drawdown company. I will happily recommend you to all of our friends and family.

Very helpful and informative. When I first got in contact I didn't know about or even understand pension drawdown. However, the advisors on the phone are very easy to talk to and explained everything to me in great detail and in such a way that I understood. I have recommended this company to two friends already.

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Torquay.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.

Read current articles in MoneyWeek magazine.
TSB Bank

221 St Marychurch Rd, Torquay TQ1 4NB, UK – 01803 599998

After after having my account hacked over a weekend amd spending 4 hours on the phone (getting nowhere) i arrived at the Torquay branch. They where very helpful and blocked my account from future fraud however this also meant I could not use it either. However a week later and still locked out of my own account but the pending fraudulent payment where paid? Yet another visit to the branch and again they could mot be more helpful however still.not got access to my funds and now 10 days later. Thank you team in Torquay for your part in trying to resolve this for me.

Very friendly staff, open til 5 on most days, and spacious.

NatWest

128 Newton Rd, Torquay TQ2 7AD, UK – 0345 788 8444

Good service.

HSBC

4 Strand, Torquay TQ1 2AB, UK – 0345 740 4404

Fast service

They are fairly helpful.

Banks

Barclays Bank

Fore St, Torquay TQ1 4PP, UK – 0345 734 5345

A regular Barclay's located in the center of Babbacombe.

Lloyds Bank

51-52 Fleet St, Torquay TQ2 5DW, UK – 0345 300 0000

Medium sized branch with fast deposit machine and medium sized staff. Queues are OK by try to avoid peak times so around 9 and 12.

Barclays Bank

Fleet Street, Torquay TQ2 5EB, UK – 0345 734 5345

Amazing service always greeted with a friendly smile and efficient service

Located conveniently in town, just a shame it closes at 16:30, tricky to make it in on time during week days.

Building Societies

Nationwide

59 Union St, Torquay TQ1 3DN, UK – 0800 554 0496

Efficient friendly staff and service

Great friendly service with a smile

Theosophical Society

Parkhill Rd, Torquay TQ1 2AL, UK – 01803 203195

Lovely people and a very nice building.

The Religious Society of Friends

48A Tor Hill Rd, Torquay TQ2 5RT, UK – 01803 297184

Mortgage Brokers

Philip H Meek Ltd

17 Walnut Rd, Torquay TQ2 6HP, UK – 01803 606914

Riviera Mortgages

26 Walnut Rd, Torquay TQ2 6HS, UK – 01803 500190

Seaway Mortgages

55 Havelock Rd, Torquay TQ1 4RQ, UK – 01803 898113

Mortgages

Affiliated Independent Mortgages

Barclays Chambers, Fore Street,, St.Marychurch,, Torquay TQ1 4PR, UK – 01803 322826

Landlord Funding

32 Mead Rd, Torquay TQ2 6TF, UK – 01803 607239

IERAA Equity Release Torquay Devon

55-57 Havelock Rd, Torquay TQ1 4RQ, UK – 01803 328008

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